Freedom of Maryland Federal Credit Union Mortgage Rates

Freedom of Maryland Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Freedom of Maryland Federal Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 7.00% 7.10%
15-Year Fixed 7.25% 7.41%
20-Year Fixed 6.50% 6.71%
FHA 30-Year 6.00% 6.69%
VA 30-Year 6.25% 6.41%

Freedom of Maryland Federal Credit Union Eligibility

Live, work, worship, attend school, volunteer, or have family in Baltimore City, Baltimore County, Carroll County, or Harford County MD. Businesses/organizations in those areas also qualify. Family members qualify.

Openness: exclusive

View full eligibility requirements →

transition