Golden 1 Credit Union Mortgage Rates
Golden 1 Credit Union currently offers a 30-year fixed mortgage at 6.375% APR, 0.21 points below the national average. Golden 1 Credit Union publishes rates for 2 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 6.38% | 6.38% | -0.13 |
| 15-Year Fixed | 5.50% | 5.50% | 0.00 |
Golden 1 Credit Union Eligibility
Open to all California residents: anyone who lives or works in California is eligible. Non-Californians can join if they are a family member or registered domestic partner of a current member, or a member of one of nearly 1,000 Select Employee Groups. $1 savings deposit to open membership.
Openness: exclusive
