Healthcare Employees Federal Credit Union Mortgage Rates
Healthcare Employees Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Healthcare Employees Federal Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.50% | 6.71% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
Healthcare Employees Federal Credit Union Eligibility
Employees of New Jersey Hospital Association member organizations, Friends of the Foundation, individuals who work in or provide service to healthcare industry in NJ. Family members qualify.
Openness: exclusive
