Henrico Federal Credit Union Mortgage Rates
Henrico Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Henrico Federal Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.00% | 6.21% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
Henrico Federal Credit Union Eligibility
Live, work, worship, or attend school in greater Richmond area including 21 designated jurisdictions (Henrico County, Richmond City, Chesterfield County, and surrounding communities). Immediate family members qualify.
Openness: exclusive
