Howard County Education Federal Credit Union Mortgage Rates
Howard County Education Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Howard County Education Federal Credit Union publishes rates for 6 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.50% | 6.71% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
| HomeReady 30-Year | 6.63% | 6.79% | 0.00 |
Howard County Education Federal Credit Union Eligibility
Current/retired employees of Howard County Public School System, MSEA employees, HC Head Start employees, current HCPSS high school students, Coles Bus Service employees, Glenelg Country School employees. Family members qualify.
Openness: exclusive
