High Desert Community Credit Union Mortgage Rates
High Desert Community Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. High Desert Community Credit Union publishes rates for 7 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.00% | 6.21% | 0.00 |
| 5/5 ARM | 5.75% | 6.66% | 0.00 |
| 15/15 ARM | 5.88% | 6.18% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
High Desert Community Credit Union Eligibility
Anyone can join via Aztec Museum Association & Library membership ($25/year individual). Also eligible: employees of Aztec School District, Bloomfield School District, City of Aztec, Aztec Museum Association & Library. Immediate family qualify.
Openness: open
