Palisades Federal Credit Union Mortgage Rates

Palisades Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Palisades Federal Credit Union publishes rates for 7 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 7.00% 7.10%
15-Year Fixed 7.25% 7.41%
20-Year Fixed 6.50% 6.71%
5/1 ARM 6.00% 6.61%
7/1 ARM 6.13% 6.59%
FHA 30-Year 6.00% 6.69%
VA 30-Year 6.25% 6.41%

Palisades Federal Credit Union Eligibility

Live, work, worship, volunteer or attend school in Rockland County, New York or Bergen County, New Jersey. New York State employees who work in the five New York City boroughs. Immediate family members and non-related household members qualify.

Openness: exclusive

View full eligibility requirements →

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