Patelco Credit Union Mortgage Rates
Patelco Credit Union currently offers a 30-year fixed mortgage at 6.836% APR, 0.26 points above the national average. Patelco Credit Union publishes rates for 3 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 6.75% | 6.84% | 0.00 |
| 15-Year Fixed | 6.13% | 6.25% | 0.00 |
| 20-Year Fixed | 6.38% | 6.48% | 0.00 |
Patelco Credit Union Eligibility
Live, work, or attend school in eligible Northern California counties and communities including the San Francisco Bay Area, Sacramento, and surrounding regions. Employees of select employer groups. Family members of current members also qualify.
Openness: regional
