RVA Financial Federal Credit Union Mortgage Rates

RVA Financial Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. RVA Financial Federal Credit Union publishes rates for 6 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 7.00% 7.10%
15-Year Fixed 7.25% 7.41%
20-Year Fixed 6.50% 6.71%
FHA 30-Year 6.00% 6.69%
VA 30-Year 6.25% 6.41%
HomeReady 30-Year 6.63% 6.79%

RVA Financial Federal Credit Union Eligibility

Live, work, attend school, and worship in city of Richmond, Virginia and surrounding counties of Goochland, Chesterfield, Henrico and Hanover. Also employees of City of Richmond, Richmond School Board, Capital Region Airport Commission. Family members qualify.

Openness: exclusive

View full eligibility requirements →

transition