SF Fire Credit Union Mortgage Rates
SF Fire Credit Union currently offers a 30-year fixed mortgage at 6.643% APR, 0.06 points above the national average. SF Fire Credit Union publishes rates for 6 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 6.50% | 6.64% | 1.00 |
| 15-Year Fixed | 6.13% | 6.36% | 1.00 |
| 20-Year Fixed | 6.13% | 6.31% | 1.00 |
| 5/1 ARM | 5.63% | 6.10% | 0.00 |
| 7/1 ARM | 5.75% | 6.11% | 0.00 |
| 10/1 ARM | 6.00% | 6.14% | 0.00 |
SF Fire Credit Union Eligibility
Anyone can join via Community Impact Fund (CIF) membership for $10 one-time fee. Also eligible: live, work, or attend school in the SF Bay Area; active or retired firefighters in the Bay Area; members and employees of Local IAFF 1171 (Santa Clara Firefighters); active members of California State Firefighters' Association. Family members qualify.
Openness: open
