State Employees' Credit Union Mortgage Rates
State Employees' Credit Union currently offers a 30-year fixed mortgage at 5.952% APR, 0.63 points below the national average. State Employees' Credit Union publishes rates for 4 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 5.88% | 5.95% | 0.00 |
| 15-Year Fixed | 5.00% | 5.13% | 0.00 |
| 20-Year Fixed | 5.58% | 5.68% | 0.00 |
| 5/5 ARM | 5.13% | 5.58% | 0.00 |
State Employees' Credit Union Eligibility
Employees of the State of North Carolina, public boards of education, and employees of other eligible employers. Retirees and family members also qualify.
Openness: exclusive
