Sunmark Federal Credit Union Mortgage Rates

Sunmark Federal Credit Union currently offers a 30-year fixed mortgage at 7.139% APR, 0.56 points above the national average. Sunmark Federal Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 6.88% 7.14%
15-Year Fixed 6.13% 6.34%
20-Year Fixed 6.38% 6.55%
5/1 ARM 5.99% 6.54%
5/5 ARM 6.13% 6.62%

Sunmark Federal Credit Union Eligibility

Live, work, worship, or attend school in the Capital District region of New York. Includes Albany, Schenectady, Rensselaer, Saratoga, and surrounding counties. Family members of current members also qualify.

Openness: regional

View full eligibility requirements →

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