United Local Credit Union Mortgage Rates
United Local Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. United Local Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.00% | 6.21% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
United Local Credit Union Eligibility
Live or work in Fresno, Madera, Merced, Kings, or Tulare Counties CA. Members of local unions affiliated with Central Labor Council and Retail Clerks. Immediate family members qualify.
Openness: exclusive
