
Credit Union Mortgage Rates: Compare 125+ CUs Daily
Find the best credit union home loans with our daily-updated comparison of 125+ CUs. Compare 30Y/15Y fixed rates, ARMs, and Fannie Mae conforming loan limits.
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Find the best credit union home loans with our daily-updated comparison of 125+ CUs. Compare 30Y/15Y fixed rates, ARMs, and Fannie Mae conforming loan limits.

Why some credit unions can offer rate drops without refinancing, and how "portfolio lending" unlocks flexibility big banks can't match.

Most people move or refinance within 10 years. The rarely-discussed 15/15 ARM offers a lower rate than a 30Y Fixed with the same stability.

Comparing mortgage rates from 125+ credit unions vs big banks reveals 50bps higher prices for banks. Cost of convenience or "lazy tax"?