
Mahmoud Hashemi
@mahmoud
Building FinFam
If only there was some sort of site for that...
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Just your typical founder finances. Savings from a decade working as a software engineer / EM. My wife's got some straggling student loans. Thinking about consolidating my 401k accounts, but can't be bothered. Too much FinFam code to write!
PS No these are not 100% accurate numbers, but that's the point! We're looking at things!
Inspired by this /r/personalfinance post
"We're a DINK, maybe kids in a couple of years, but currently pretty comfortable. Will we still feel comfortable? Looking to buy in Florida."
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Determine the optimal timing for high-income earners to transition between Roth and Traditional 401k contributions for tax efficiency.
Determine if refinancing your mortgage to lower interest payments is better than investing the difference, considering closing costs and payoff.
Calculate how a seller paying the buyer's agent fee can affect your net home sale proceeds in California, considering AB 2992 implications.
How long will I live?
@mahmoud
A quick way to get an educated guess of your expected lifespan, for the purposes of retirement planning and other views.
Calculate your startup's pre-seed funding target by modeling expenses, runway, and founder salary. Plan your initial capital raise effectively.
Evaluate whether an SBLOC or selling investments is the optimal strategy for your home down payment, considering interest, taxes, and market risk.
A quick look at whether to take your Canadian retirement benefits on time, or delay
Evaluate the financial differences between a big tech and a startup job offer. Understand cash, equity, and risk to make an informed decision.
Estimate the financial costs of raising a child from birth through their third birthday, including delivery, supplies, and childcare expenses.
Explore if a luxury car fits your high-income financial plan while maintaining savings and stability. Balance passion with prudence.
Evaluate if refinancing your 30-year mortgage to a 15-year term is financially beneficial, considering interest rates and fees.
Evaluate whether to continue real estate investing or shift focus to life experiences, assessing your path to financial independence.
Found yourself in possession of some extra cash? It might not be life changing, but it's not pocket change either. What's a homeowner to do?
Two Houses Better Than One?
@mahmoud
A brief look at whether a second house might make sense
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