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Just your typical founder finances. Savings from a decade working as a software engineer / EM. My wife's got some straggling student loans. Thinking about consolidating my 401k accounts, but can't be bothered. Too much FinFam code to write!

PS No these are not 100% accurate numbers, but that's the point! We're looking at things!

Space Summary


Assets (42)

$1,925,519

Real Estate:

21%

Fixed Income:

7%

Retirement:

10%

Stock:

23%

Cash:

38%

Debt (30)

-$487,564

Card:

3%

Installment:

96%

Other:

1%

Income

$152,589

Active:

$152,589

Expenses

$85,185

Essential:

$85,185

Net worth

$1,437,956

Total assets minus liabilities

Annual gains

$186,789

'25-'26, estimated

Annual losses

$0

'25-'26, estimated

Credit utilization

11%

Credit used vs available

Minimum runway

10+ years

Based on expense estimate


Created

Threads

Views

🏑

Rent vs Buy

Rent vs Buy

$7,984
Mortgage payment per month
Neutral
Recommendation
0.0%
Savings rate
$680
Buy savings
🏦

How Much House?

How Much House?

$1,560
Delta monthly payment
$1,404,051
Total house price
πŸ”₯

FIRE?

Financial independence (Retire Early?)

28
Years of expenses saved
0
Time to fire years

Holdings

Tempurpedic Financing Card
Credit Card
-$1,420
$0
Chase Preferred Card
Credit Card
-$1,956
$0
Chase Amazon Card
Credit Card
-$593
$0
MA Chase Amazon Card
Credit Card
-$316
$0
MA Chase Freedom Card
Credit Card
-$8,711
$0
MA Discover Card
Credit Card
-$190
$0
E-Trade Brokerage
Brokerage Account
$41,161
$2,881
LendingClub HYS
Bank Account
$241,778
-$0
WF Legacy Checking
Bank Account
$927
$0
WF Current Checking
Bank Account
$45,770
$0
Chase Total Checking
Bank Account
$736
$0
E-Trade STRP
Brokerage Account
$282
$20
PNC High Yield Savings
Bank Account
$198,097
$0
SoFi High Yield Savings
Bank Account
$301
$0
SoFi Checking
Bank Account
$0
$0
Maya LendingClub HYS
Bank Account
$50,370
$0
MA Adv Plus Banking
Bank Account
$17,821
$0
MA Advantage Savings
Bank Account
$680
$0
Living
Recurring Expense
$0
-$36,000
558 N 3rd St
USA Real Estate
$312,962
$0
558 N 3rd St Mortgage details
Fixed-Rate Mortgage
-$468,738
$0
IAL, Inc.
Job
$0
$152,589
Student Loan AI-9
Fixed-Payment Debt
-$1,059
$0
Student Loan AJ-10
Fixed-Payment Debt
-$151
$0
Student Loan AK-11
Fixed-Payment Debt
-$15
$0
AA Note
Promissory Note
$50,000
$0
TreasuryDirect I-Bonds
I-Bond
$33,636
$0
Maya Civic
Private Stock
$0
$0
WRX
Private Stock
$0
$0
Onit Stock Plan
Stock (Common Shares)
$60,000
$4,350
ONIT 401k
Retirement Account
$86,061
$6,024
Stripe Inc Brokerage
Brokerage Account
$91,856
$6,430
Fidelity Roth IRA
Retirement Account
$3,371
$236
Stripe 401k
Retirement Account
$39,644
$2,775
Vanguard Brokerage
Brokerage Account
$148,781
$10,415
Ohio 529 CD
Traditional CD
$17,274
$0
MA Thrasio 401k
Retirement Account
$15,275
$1,069
E-Trade Old eBay Stock Plan
Stock (Common Shares)
$0
-$141,082
Student Loan AA-1
Fixed-Payment Debt
-$486
$0
Student Loan AB-2
Fixed-Payment Debt
-$486
$0
Student Loan AC-3
Fixed-Payment Debt
$0
$0
Student Loan AD-4
Fixed-Payment Debt
-$1,104
$0
Student Loan AE-5
Fixed-Payment Debt
-$424
$0
Student Loan AF-6
Fixed-Payment Debt
-$1,396
$0
Student Loan AG-7
Fixed-Payment Debt
-$520
$0