⛰️ Should I continue expanding my real estate portfolio?
Evaluate whether to continue real estate investing or shift focus to life experiences, assessing your path to financial independence.
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You have reached an important and enviable stage in your financial journey. The question is no longer just about accumulation, but about optimization: how to best use your resources to maximize life satisfaction. This is a common turning point for successful investors. This calculator is designed to help you quantify the financial trade-offs of your decision. By projecting your financial situation under two different scenarios (expanding your real estate portfolio versus prioritizing life experiences now) it can help you understand the long term impact of each choice on your goal of financial independence.
Years Until Retirement
19
Here, we model the core of your question. Define the amount you are considering for either a down payment on a new property or for life experiences. Then, estimate the potential returns for each path. The pros and cons of owning rentals include tax benefits and appreciation, but also illiquidity and management effort.
Projected Monthly Income (Expand)
Projected Monthly Income (Current)
Extra Monthly Income
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For further related reading, check out:
📊 Retirement Effects
Baseline FI Progress
Expand FI Progress
% More Retirement Income
Last updated by mahmoud (v25.8.0)
Privacy: None of your data is transmitted to the author of this view or any other third parties. Financial inputs are not used to for identification purposes, and are only used to calculate the result.
Disclaimer: This content and any calculations provided are for informational purposes only. The views, calculations, and methodologies expressed are those of the author and do not necessarily reflect those of this platform. Not financial advice. Users are solely responsible for any decisions made based on this information.
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