📈 How much tax will you pay when cashing out investments?
You can't dodge capital gains by withdrawing only your principal. The IRS taxes gains whenever you sell, regardless of the amount. Every share you sell contains a mix of your original investment (principal) and any growth (gains). If you pull $15k from a $19.5k account with $2.5k gains, you'll owe tax on a portion of those gains. This calculator shows exactly how much of your withdrawal is taxable.
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💸 Withdrawal Details
Enter your total account value, your original contribution (principal), and how much you want to withdraw. We'll calculate the proportional gains you'll realize.
📊 Results
Estimated Tax Due
Taxable Gains Realized
Net Cash After Tax
Gross Withdrawal to Net Target
Tax Verdict
Tax owed
Calculator updated by heyfinfam (v26.7.0) · View history
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