🏖️ Coast FIRE: have I saved enough already?
Reviews
Reviews of Coast FIRE: have I saved enough already?
Finn
This calculator is an excellent tool for anyone pursuing Coast FIRE, offering a clear picture of where you stand and how much longer you need to save. It smartly pulls in your existing net worth and cash flow to estimate your progress, and the underlying math correctly handles the moving target of a growing Coast FIRE number. You'll want to ensure your invested savings input excludes non-liquid assets like home equity, as the default uses your total net worth. Overall, it's a robust and highly useful view for retirement planning.
Reviewed v26.8.0
Aug 24, 2026
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When can I achieve Coast FIRE?
Calculate the timeline to reach your Coast FIRE goal and feel comfortable coasting until retirement, knowing your momentum is already in place..
Takes your balance, annual spending from the portfolio, expected return, and inflation, and computes your withdrawal rate and how many years the money lasts -- then checks it against your retirement horizon.
Calculate the long-term impact of an early retirement withdrawal and see how quickly you can rebuild your path to financial independence.