💼 How much would you save by managing your investments?
💼 Current Setup
You're hitting the sweet spot where advisor fees start to sting. As one r/Bogleheads user found, a $353,000 balance is enough to matter, but not enough to clear a $6,900 minimum fee. That pushes their effective rate to 1.95%.
This decision will cost you thousands either way over the next 5 years. Use this calculator to see exactly how much you'll save by switching to low-cost index funds.
⚖️ Fee Comparison
A standard advisor advertises around 1.20% AUM, but fixed minimums can silently inflate your actual rate. Meanwhile, a DIY approach using basic Schwab or Vanguard index funds costs practically nothing.
Every dollar paid in fees is a dollar that isn't compounding in your portfolio. Over time, that difference snowballs dramatically.
🔗 See Also
For further related reading, check out:
Calculator updated by heyfinfam (v26.7.0) · View history
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