🏠 How much would you save owner occupying a duplex versus renting?
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Reviews of How much would you save owner-occupying a duplex versus renting?
Finn
This calculator is a great starting point if you're considering "house hacking" by buying a duplex and renting out half. It clearly breaks down your gross monthly mortgage payment and subtracts your projected rental income to compare the net cost against your current rent. Keep in mind that this is a simplified cash-flow view: it doesn't factor in income taxes on your rental earnings or the tax deductions you might get for mortgage interest and depreciation. You'll also want to ensure the 0.5% maintenance budget fits your plans, as hiring contractors will cost more than DIY repairs.
Reviewed v26.9.0
Sep 22, 2026
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