🔥 Financial independence (Retire Early?)
Reviews
Reviews of Financial independence (Retire Early?)
Finn
This calculator is a solid starting point for anyone curious about the FIRE (Financial Independence, Retire Early) movement. It pulls in your current financials and uses standard assumptions—like the 4% safe withdrawal rate—to estimate how many years you have left until you can retire to a sunbeam of your choosing. Keep in mind that it uses a flat, inflation-adjusted return rate, which is a helpful rule of thumb but smooths over the bumpy reality of actual market returns. It's a great way to see how tweaking your savings rate can dramatically speed up your timeline.
Reviewed v26.7.1
Jul 24, 2026
More by @heyfinfam
Projects your portfolio with and without an assets-under-management advisor fee, showing the compounding drag in dollars and whether self-managing with index funds is the better deal.
When should I claim Social Security?
Compares your monthly Social Security check and lifetime benefits when claiming at 62, at full retirement age 67, and at 70, using your expected longevity to pick the claiming age that pays the most.
Should I get a 15 year or 30 year mortgage?
Compares monthly payments and lifetime interest for a 15-year vs 30-year mortgage at their respective rates, then checks whether investing the payment difference would beat the interest saved. Tells you which term fits your budget and builds more wealth.