Consumers Credit Union Mortgage Rates
Consumers Credit Union currently offers a 30-year fixed mortgage at 6.898% APR, 0.32 points above the national average. Consumers Credit Union publishes rates for 4 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 6.75% | 6.90% | 0.00 |
| 15-Year Fixed | 5.50% | 5.73% | 0.00 |
| 20-Year Fixed | 6.75% | 6.94% | 0.00 |
| 5/1 ARM | 6.13% | 6.27% | 0.00 |
Consumers Credit Union Eligibility
Anyone can join by becoming a member of the Consumers Cooperative Association with a one-time $5 fee (reimbursed by CCU for direct members). No geographic or employment restrictions. Family members of current members also qualify.
Openness: open
