Finn

This calculator is a helpful reality check for prospective parents wanting to understand the full financial picture of raising a child, looking beyond just diapers and daycare to include the value of your time. It clearly breaks down your direct cash outlays versus the opportunity cost of lost working hours, and projects what those funds could have become if invested. Keep in mind that the model assumes your costs and hourly wage stay completely flat over 18 years without inflation or raises, and it assumes you would have diligently invested every single dollar of that foregone income.

Reviewed v26.8.5